Terms & Conditions
Company Name: Almadahal
Registered Address: Seeb Ruwi, Sultanate of Oman
1. Introduction
Welcome to Almadahal. By visiting our website, applying for a loan, or using our services, you agree to these Terms & Conditions. Please read them carefully before applying.
If you do not agree, you should not use our services.
2. Who We Are
Almadahal is a loan service provider based in Oman, offering fair, transparent, and accessible financing solutions for individuals and businesses.
3. Eligibility for a Loan
To apply for a loan with Almadahal, you must:
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Be at least 18 years old.
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Be a resident of Oman or meet our non-resident requirements.
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Provide accurate and truthful information in your application.
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Meet our credit and income requirements.
4. Loan Application & Approval
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Loan approval is subject to our assessment of your financial situation.
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Providing false or misleading information may result in rejection or cancellation of your loan.
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We reserve the right to request supporting documents (such as ID, salary slips, or bank statements).
5. Interest Rates & Fees
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Our loans have fixed, clearly stated interest rates.
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We do not charge hidden fees.
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Any fees (e.g., late payment charges) will be disclosed before you agree to the loan.
6. Repayment
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Repayments must be made on time according to your loan agreement.
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Late or missed payments may result in additional charges and may affect your credit rating.
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Early repayment may be allowed without penalty — see your specific loan agreement.
7. Use of Our Website
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You may not use our site for fraudulent, illegal, or harmful purposes.
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We may suspend or block access if we detect misuse.
8. Communication & Consent
By using our services, you agree that we may contact you by email, phone, or SMS regarding your loan, account, or related offers. You can opt out of marketing communications at any time.
9. Privacy & Data Protection
We respect your privacy and handle your data in line with our Privacy Policy. By using our services, you consent to our collection and use of your information.
10. Changes to These Terms
We may update these Terms from time to time. Changes will take effect when posted on our website